The endpoints and process detailed below relates to the PSD2 Article 65 Confirmation on the availability of funds compliance requirement.
As per Article 65 this process does not cover the settlement of the transaction when sufficient funds are confirmed to be available from the account.
The base URL for all CBPII APIs is: https://rs1.production.ob.bankacredins.com/open-banking/v3.1/cbpii/**
POST /v1/funds-confirmations
This endpoint must be called when a confirmation of funds check is required.
The account reference details provided in the request must match the account reference associated with the confirmation of funds consent.
A true
or false
will be returned in the response body to confirm if sufficient funds are available at the time of the request.